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Business Culture, Bank Credit, and Corporations in the Russian Empire: Deconstruction of a Russian Banking History Discourseстатья
Статья опубликована в высокорейтинговом журнале
Информация о цитировании статьи получена из
Scopus
Статья опубликована в журнале из списка Web of Science и/или Scopus
Дата последнего поиска статьи во внешних источниках: 6 июля 2022 г.
- Автор: Salomatina Sofya
- Журнал: Russian Review
- Том: 81
- Номер: 3
- Год издания: 2022
- Издательство: Blackwell Publishing Inc.
- Местоположение издательства: United Kingdom
- Первая страница: 440
- Последняя страница: 461
- DOI: 10.1111/russ.12370
- Аннотация: This essay deconstructs the discourse on the underdeveloped banking culture in the Russian Empire in the second half of the nineteenth century. This discourse became a specific side effect of adaptation to the theory of world banking, from which the Russian practice was noticeably different, aggravated as it was by a long period of adverse economic conditions in the 1870s and 1880s. At the same time, up-to-date studies of nineteenth-century banking have revealed that the theory was not followed to the letter anywhere in the world at that time and that it was finally rejected as false by the middle of the twentieth century. Nevertheless, the discourse on the underdeveloped Russian banking culture has survived in twentieth century historical studies, and fragments of it emerge in the Russian-language literature on banking history until now. With the use of archival data, this essay analyzes the actual Russian practice of bank lending to customers in trade, industry, and agriculture. The data show that the trust needed for nineteenth-century bank lending was concentrated in entrepreneurial communities. Such a system gave preference to large customers, primarily corporate ones, due to their larger size, scale of publicity and wider interlocking with large corporate banks, which made them more creditworthy than small and medium-sized enterprises. Nevertheless, this restrictive system was able to increase the number of customers significantly at the beginning of the twentieth century.
- Добавил в систему: Саломатина Софья Александровна